WHAT DOES TITLE INSURANCE PROTECT YOU FROM?

A LOT.

There are few things in life more important than protecting your home. The following matters are examples of why you need a Stewart Title insurance policy. Remember that the best title examination or search cannot protect your equity and home from matters not appearing in the public records. However, a Stewart Title policy* can protect you from:

  • Documents executed under false, revoked or expired powers of attorney

  • False impersonation of the true land owner

  • Undisclosed heirs

  • Improperly recorded legal documents

  • Prescriptive rights in another not appearing of record and not disclosed by survey

  • Failure to include necessary parties to certain judicial proceedings

  • Defective acknowledgements due to improper or expired notarization

  • Corporate franchise taxes as liens on corporate real estate assets

  • Gaps in the chain of title

  • Mistakes and omissions resulting in improper abstracting

  • Forged deeds, mortgages, wills, releases of mortgages and other instruments

  • Deeds by minors

  • Deeds which appear absolute, but which are held to be equitable mortgages

  • Conveyances by an heir, devisee or survivor of a joint estate who attempts to attain title by ill-gotten means

  • Inadequate legal descriptions

  • Conveyances by undisclosed divorced spouses

  • Duress in execution of wills, deeds and instruments conveying or establishing title

  • Issues involving delivery of conveyancing instruments

  • Deeds and wills by persons lacking legal capacity

  • State inheritance and gift tax liens

  • Errors in tax records

  • Demolition and substandard building liens

  • Administration of estates and probate of wills of missing persons who are presumed deceased

  • Issues of rightful possession of the land

  • Issues concerning the rightful conveyances by corporate entities

  • Deeds and mortgages by foreigners who may lack legal capacity to hold title

  • Legal capacity of foreign personal representatives and trustees

  • Issues involving improper marital status

  • Improper modification of documents

  • Rights of divorced parties

  • Conveyances in violation of public policy

  • Misinterpretation of wills and ancillary instruments

  • Deeds by persons falsely representing their marital status

  • Claims by creditors of decedent against property improperly conveyed by heirs and devisees

  • Issues concerning unlawful takings by eminent domain or condemnation

  • Special tax assessments

  • Real estate homestead exceptions

  • Forfeitures of real property due to criminal acts

  • Issues concerning adoption of children

  • Conveyances and proceedings affecting rights of military personnel protected by the Soldiers’ and Sailors’ Civil Relief Act

  • Issues concerning interests noted in financial statements filed under Uniform Commercial Code

  • Interests arising by deeds of fictitious parties

  • Adverse possession

  • Lack of jurisdiction or competency of persons in judicial proceedings

  • Community property issues

  • Utility easements

  • False affidavits of death or heirship

  • Intestate estates

  • Probate matters

  • Federal estate and gift tax liens

 

*Subject to certain limitations set forth in the policy

Our Locations:

Walker, MN

Bemidji, MN

Park Rapids, MN

201 5th St N

PO Box 610

Walker, MN 56484

218-547-7500

leertitle@arvig.net

2300 24th St NW

Suite 104

Bemidji, MN 56601 

218-333-6968

leer@leertitle.com

104 Park Ave N

Suite 103

Park Rapids, MN 56470

218-237-7550

leer@arvig.net

Longville, MN

5030 State 84 N

PO Box 330

Longville, MN 56655

218-363-7500

lts@arvig.net

Copyright © 2020 Leer Title Services. ALL RIGHTS RESERVED.